How Do You Read a W-2 Form?

The information in this article is up to date for tax year 2025 (returns filed in 2026). As soon as January arrives, many employees eagerly await the arrival of their W-2 form. While the process of...

What is the Difference Between 1099 and W-2?

The information in this article is up to date for tax year 2025 (returns filed in 2026). Wondering what is the difference between 1099 and W-2? It’s all about taxes and benefits. W-2 employees have...

What Is a Tax Return?

A tax return is a document you file with tax authorities like the IRS to report your income and calculate any taxes owed or refunds due. It helps determine if you’ve paid the right amount of tax...

What is a Tax Refund?

A tax refund is money returned to you by the government when you’ve paid more in taxes than you owe. This often happens through payroll deductions or overpaid estimated taxes. In this article, we’ll...

Do I Have to File a Tax Return?

The information in this article is up to date for tax year 2025 (returns filed in 2026). Taxes often get a bad rap, with many people thinking of them as a complicated, unavoidable chore. But the...
Which Debts Should You Pay Off First?

Which Debts Should You Pay Off First?

Everyone’s always preaching about the importance of having good credit.  It makes it easier to get approved for a new loan, you’ll receive the lowest interest rates, higher credit limits and better car insurance rates. Although the average FICO score is 704 there are people who fall...

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How Can I Save Money While Going Out With Friends?

How Can I Save Money While Going Out With Friends?

When you’re on a budget, there’s always this conflict of “Do I go out and have fun or stay home and save?”.  On one hand you want to be financially responsible because you have goals to achieve.  But it’s hard to say no to every invite when you see how much fun everyone else is...

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7 Things You Should Rent Instead of Buy

7 Things You Should Rent Instead of Buy

A key part of being money savvy is knowing when to cut corners.  It goes much deeper than clipping coupons and choosing generic over name brand goods.  Buying items that you don’t plan to use regularly or for a long period of time is wasteful.  You’ll be much better off just renting...

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7 Hidden Fees You Didn’t Know You Were Paying

7 Hidden Fees You Didn’t Know You Were Paying

There are some fees you see coming from a mile away.  For instance, if you pay your taxes late or use an ATM that’s out of your network.  However, not all companies are upfront about their pricing.  Sometimes we don’t realize there’s a fee attached to the things we’re buying until...

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The Hidden Costs of Owning a Car

The Hidden Costs of Owning a Car

When it comes to budgeting for a new car, many first-time buyers only consider the purchase price and monthly payments.  However, that’s only half the battle.  AAA states that the average cost to own and operate a vehicle in 2018 was $8,849.  If you’re not prepared for the...

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7 Money Mistakes That Will Haunt You for a Long Time

7 Money Mistakes That Will Haunt You for a Long Time

We’ve all made mistakes in our younger years that we’ve come to regret later on down the road.  Whether it’s not saving enough, taking on too much student debt or not investing in a company when we had the chance.  While some financial blunders are easy to fix, others can have you...

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When’s the Best Time to Buy a TV?

When’s the Best Time to Buy a TV?

So, it’s finally time to upgrade your TV.  Maybe you want a bigger screen to watch your favorite teams play. Or your old TV is on its last leg.  No matter what’s on your TV wish list you don’t have to spend top dollar to find one that checks all the boxes.  You just have to know the...

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10 Foods to Make From Scratch to Save Money

10 Foods to Make From Scratch to Save Money

You’re busy and sometimes picking up pre-packaged items at the grocery store just makes life easier.  However, cooking food from scratch doesn’t have to be hard or time consuming.  You just have to know which foods are worth the effort.  Here are some food staples you can easily...

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