Engagement season is a real thing.  Reports show that 40% of people get engaged between Thanksgiving and Valentine’s Day.  No matter when you plan to pop the question, you want to get your partner a ring they’ll be able to show off proudly.  However, that doesn’t mean you have to go...

Everyone likes to imagine what they’d do if they came into a lump sum of cash.  Whether you receive $1,000 from a work bonus, tax refund or lotto scratch off, you need a plan for the money.  Otherwise, there’s a good chance it will go to waste.  Here are some smart things you can do...

Using your debit card to make purchases is a great way to keep your budget intact.  Since the funds come directly from your checking account, you can’t spend more than what’s available.  However, that's where the positives end. Here's why you shouldn't use your debit card to shop....

We all know that money doesn’t grow on trees, but that doesn’t stop people from acting like it does.  A recent survey found that Americans spend $483 a month on non-essentials.  Developing better spending habits can make it easier to save and reach your financial goals.  Here are...

Online banking makes it convenient to manage your finances while you're on the go.  You can deposit checks, transfer funds, even apply for a loan without stepping foot in a branch.  But is it safe?  Yes, as long as you take the right security measures. For instance, no banking on...

Nearly half of all Americans don’t pay their bills on time. Setting up automatic payments can help you avoid late fees and service interruptions.  The drawback is that if you don’t budget correctly, you may overdraft your account.  For that reason, there are certain bills you should...