Toxic Positivity at Work: Why It’s Harmful and How to Fix It

Tired of hearing “good vibes only” at work? That’s toxic positivity, and it can actually make stress worse and emotions harder to express. In this article, we’ll help you spot the signs, ditch the...

What Makes ETFs Tax-Efficient?

Whether you’re an investment expert or you’re new to the practice of investing, it’s important to consider the tax implications of your investments. ETF tax efficiency can be very high, which makes...

How a 401(k) Plan Can Help You Build Wealth for the Future

The information in this article is up to date for tax year 2026 (returns filed in 2027). When it comes to retirement planning, many people think about it too late, or they don’t know where to start....

Year-End IRA Reminders

The information in this article is up to date for tax year 2025 (returns filed in 2026). As the year comes to a close, it’s the perfect time to review your IRA contributions and retirement savings...

2026 IRA and 401(k) Contribution Limits

The information in this article is up to date for tax year 2026 (returns filed in 2027). Saving for retirement can feel a bit like climbing a mountain. There are lots of paths to take, and the...
Why Was My Credit Card Declined?

Why Was My Credit Card Declined?

Having your credit card declined in public can be incredibly embarrassing, especially if you don’t have a backup card handy.  It feels like all eyes are on you and you can’t get away fast enough.  If your card is declined, the best thing to do is call the issuer immediately to find...

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Fun Ways to Celebrate Halloween at Home

Fun Ways to Celebrate Halloween at Home

Until COVID-19 is behind us, the safest way to celebrate the holidays is virtually or with people you live with.  Although Halloween may look a bit different than you’re used to, you can still have a scary good time.  Here are some fun ways to celebrate Halloween at home.   Put...

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The 6 most haunted roads in America

The 6 most haunted roads in America

Whether you believe it or not, some highways and byways in the U.S. have a reputation for being haunted by ghosts, UFOs and phantom hitchhikers.  If you’re looking for a spooky road trip, then look no further.  Taking a late-night drive on one of these roadways is sure to have you...

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5 Tips for Lending Money to Family and Friends

5 Tips for Lending Money to Family and Friends

Lending money to a friend or family member is risky business.  Although you don’t want to see them suffer, there’s always a possibility that you may not get your money back.  As a result, it may put a strain on your relationship.  According to LendingTree, 41% of Americans have lent...

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Factors That Affect Car Insurance Rates

Factors That Affect Car Insurance Rates

The average cost of car insurance is $1,592 per year, according to NerdWallet.  But there are several things that can affect the rate you pay.  Every insurance company has their own formula for calculating a driver’s risk.  The riskier you appear to insurers, the more you’ll pay for...

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Two Tax Credits Every College Student Should Know About

Two Tax Credits Every College Student Should Know About

Between tuition, books, housing, and transportation, going to college is expensive.  The good news is your education expenses can make you eligible for a money-saving education tax credit when you file in 2022.  Tax credits reduce the amount of taxes you owe and, in some cases,...

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The Biggest Financial Regrets in America

The Biggest Financial Regrets in America

Everyone has made at least one financial decision they wish they could take back.  Whether it’s buying too much house, racking up too much debt or something else.  The good news is you can always bounce back.  Here are the biggest financial regrets in America and how to correct...

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Still Waiting On Your Tax Refund?

Still Waiting On Your Tax Refund?

Still waiting on your tax refund?  Unfortunately, you’re not alone.  According to the National Taxpayer Advocate Service the IRS had a backlog of 35 million unprocessed returns as of last month.   As a result, it’s taking a lot longer than the usual 21 days for taxpayers to receive...

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