How to Stop Procrastinating (Backed by Psychology, Not Just Willpower)

You’re probably procrastinating right now. Maybe you have a deadline looming, an email you’ve been avoiding, or a project that feels too big to start. That’s okay—procrastination affects 80-95% of...

Who Can I Claim as a Dependent?

The information in this article is up to date for tax year 2025 (returns filed in 2026). One of the most common tax questions out there is, "Who can I claim as a dependent?" If you're a taking care...

2025-2026 Tax Brackets and Federal Income Tax Rates

The information in this article is up to date for tax year 2025 (returns filed in 2026). Understanding how tax brackets work is essential for smart financial planning. Your tax bracket determines...

Rental Income Taxes: What Every Landlord Needs to Know

The information in this article is up to date for tax year 2025 (returns filed in 2026). Being a landlord comes with a lot of perks, but dealing with rental income taxes can feel overwhelming....

Is Mortgage Interest Tax Deductible?

Is mortgage interest tax deductible? Yes, you can deduct the interest on your mortgage to lower your taxable income. This article breaks down the rules and limits so you can make the most of this...
6 Ways Convenience Is Costing You Money

6 Ways Convenience Is Costing You Money

Many people have busy lives.  They’re working long hours, chauffeuring kids to activities and trying to cross things off their to-do list.  As a result, some people are willing to spend more on things that save time and make their lives easier.  The problem is unless you’re paying...

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How Much to Tip in Every Situation

How Much to Tip in Every Situation

Deciding how much to tip can be confusing because the rules vary based on the service you receive.  Typically, you’ll want to leave 15 to 20 percent of the pretax bill as a tip at restaurants.  However, your obligation may be a lot lower or nonexistent for other services.  The table...

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Meal Planning on a Budget

Meal Planning on a Budget

Whether you’re trying to lose weight, eat healthier, or save money, planning your meals in advance can help you reach your goals.  The hardest part is getting started.  Deciding what to make for every single meal can be overwhelming so just focus on dinner at first. ...

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Protect Your Phone From Being Hacked

Protect Your Phone From Being Hacked

The average American spends 5.4 hours a day on their phones.  If you’re like most people, you use yours to check emails, manage your money, shop, scroll through social media and a host of other things.  Your smartphone contains a lot of sensitive information, which makes it the...

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9 Practical Ways to Save More Money

9 Practical Ways to Save More Money

You don’t have to wait until you make more money or pay off debt to start saving.  All you need is a plan.  Once you start making small changes to your budget, you may be surprised by how quickly the savings add up.  Here are some simple things you can do save more...

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How to cope with the rising cost of living

How to cope with the rising cost of living

Everything seems to be so much more expensive now.  Housing, food, car and gas prices are rising; and people are struggling to keep up.  While you can’t control the increase in prices, there are things you can do to ease the burden. Review your budget It’s one thing to have a hunch...

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5 Ways You’re Wasting Money and How to Stop

5 Ways You’re Wasting Money and How to Stop

No one has flawless spending habits.  As much as we’d like to think we have our finances under control, even the most budget-conscious person overspends sometimes. Here are some ways you may be wasting money and how to stop. Forgetting to cancel a free trial Free trials are a...

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5 Easy Ways Your Family Can Save on Summer Entertaining

5 Easy Ways Your Family Can Save on Summer Entertaining

Do you look forward to summer each year, but feel anxious about increased expenses while the kids are out of school. Do you want your family to have a memorable summer, but don't want to empty your bank account in the process? There are easy ways to reduce your spending and yet...

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