Saving can be difficult for anyone, and it can even feel impossible for those living on a low income. It's not impossible, though. You'll thank yourself later for saving, whether you're trying to build a small monetary safety net or if you're saving for the long term. While saving...

Debt is a big problem. While from the point of view of the financial services, banks, and speculators, the debt and credit systems work well for the economy, debt can be a disaster at an individual level. If you're in deep water with debt and feeling out of control, this advice...

It feels like everything costs more these days – housing, food, gas, all the essentials.  Part of the problem is inflation.  To try to get it under control, the Federal Reserve has hiked interest rates four times this year and more increases are expected to come.  The idea is that...

According to the Bureau of Labor Statistics, 1.1 million employees were paid at or below the federal minimum wage in 2021.  This represents 1.4% of all hourly paid workers, most of whom are between the ages of 16 and 25.  The federal minimum wage has been stuck at $7.25 per hour...

Whether your vacation plans include exploring the country or enjoying a staycation, you don’t have to break the bank to have a good time.  Each state has numerous free activities that will allow you to give your wallet a break.  In certain places you can go hiking, explore a museum,...

Many people have busy lives.  They’re working long hours, chauffeuring kids to activities and trying to cross things off their to-do list.  As a result, some people are willing to spend more on things that save time and make their lives easier.  The problem is unless you’re paying...