4 Ways Interest Rate Hikes Can Affect Your Spending
It feels like everything costs more these days – housing, food, gas, all the essentials. Part of the problem is inflation. To try to get it under control, the Federal Reserve has hiked interest rates four times this year and more increases are expected to come. The idea is that...
Minimum Wages Are Going Up Across the Country
According to the Bureau of Labor Statistics, 1.1 million employees were paid at or below the federal minimum wage in 2021. This represents 1.4% of all hourly paid workers, most of whom are between the ages of 16 and 25. The federal minimum wage has been stuck at $7.25 per hour...
The Best Free Tourist Attraction in Every State
Whether your vacation plans include exploring the country or enjoying a staycation, you don’t have to break the bank to have a good time. Each state has numerous free activities that will allow you to give your wallet a break. In certain places you can go hiking, explore a museum,...
6 Ways Convenience Is Costing You Money
Many people have busy lives. They’re working long hours, chauffeuring kids to activities and trying to cross things off their to-do list. As a result, some people are willing to spend more on things that save time and make their lives easier. The problem is unless you’re paying...
How Much to Tip in Every Situation
Deciding how much to tip can be confusing because the rules vary based on the service you receive. Typically, you’ll want to leave 15 to 20 percent of the pretax bill as a tip at restaurants. However, your obligation may be a lot lower or nonexistent for other services. The table...
Meal Planning on a Budget
Whether you’re trying to lose weight, eat healthier, or save money, planning your meals in advance can help you reach your goals. The hardest part is getting started. Deciding what to make for every single meal can be overwhelming so just focus on dinner at first. ...
Protect Your Phone From Being Hacked
The average American spends 5.4 hours a day on their phones. If you’re like most people, you use yours to check emails, manage your money, shop, scroll through social media and a host of other things. Your smartphone contains a lot of sensitive information, which makes it the...
9 Practical Ways to Save More Money
You don’t have to wait until you make more money or pay off debt to start saving. All you need is a plan. Once you start making small changes to your budget, you may be surprised by how quickly the savings add up. Here are some simple things you can do save more...
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