Tips for Building Savings on Low Income
Saving can be difficult for anyone, and it can even feel impossible for those living on a low income. It's not impossible, though. You'll thank yourself later for saving, whether you're trying to build a small monetary safety net or if you're saving for the long term. While saving...
How to Get Out of Debt in the Shortest Time
Debt is a big problem. While from the point of view of the financial services, banks, and speculators, the debt and credit systems work well for the economy, debt can be a disaster at an individual level. If you're in deep water with debt and feeling out of control, this advice...
Messed Up Your Taxes? Don’t Worry, File an Amended Return Now
Realizing that you made a mistake on your taxes after you’ve already filed is a scary feeling. Here you were just trying to save money by doing it yourself and now you have a big mess on your hands. Don’t worry, most tax mistakes can be easily corrected by filing an amended tax...
5 Medical Appointments You Should Make Now to Stay Healthy
If you look and feel good going to the doctor is probably the last thing on your mind. But scheduling routine visits with your doctor is important because it can help prevent problems before they start. Doctors are specially trained to pick up on things that you may have brushed...
4 Ways Interest Rate Hikes Can Affect Your Spending
It feels like everything costs more these days – housing, food, gas, all the essentials. Part of the problem is inflation. To try to get it under control, the Federal Reserve has hiked interest rates four times this year and more increases are expected to come. The idea is that...
Minimum Wages Are Going Up Across the Country
According to the Bureau of Labor Statistics, 1.1 million employees were paid at or below the federal minimum wage in 2021. This represents 1.4% of all hourly paid workers, most of whom are between the ages of 16 and 25. The federal minimum wage has been stuck at $7.25 per hour...
The Best Free Tourist Attraction in Every State
Whether your vacation plans include exploring the country or enjoying a staycation, you don’t have to break the bank to have a good time. Each state has numerous free activities that will allow you to give your wallet a break. In certain places you can go hiking, explore a museum,...
6 Ways Convenience Is Costing You Money
Many people have busy lives. They’re working long hours, chauffeuring kids to activities and trying to cross things off their to-do list. As a result, some people are willing to spend more on things that save time and make their lives easier. The problem is unless you’re paying...