What are Tax Write Offs and How Can They Help You?

The information in this article is up to date for tax year 2024 (returns filed in 2025). Want to know what are tax write offs and how they work to save you money? Tax write-offs, also known as tax...

IRA vs. 401(k): What’s the Difference?

Retirement investing has significant tax benefits and financial implications now and in the future. That’s why it’s important to understand your options.  IRAs and 401(k)s are popular...

Do You Have to Pay Taxes on Sports Betting?

Are you betting on the Super Bowl this year? If so, you're not alone. Sports betting is now legal in 38 states plus Washington D.C., and with the rise of legal sports betting sweeping the nation,...

HSA vs. FSA: Which Offers the Best Tax Advantages?

FSAs and HSAs are tax-advantaged accounts that offer savings on health costs. Each works a little differently, with pros and cons, and has varying eligibility requirements.  Below, we’ll break...

How to Save Money When Online Grocery Shopping

A good alternative to wandering the aisles at your local supermarket is to buy your groceries online. While you do have to be mindful of delivery fees and slightly higher prices, online grocery...
Year-End Financial Checklist

Year-End Financial Checklist

Before the year comes to a close, there are some things you need to do before you kiss 2023 goodbye.  Doing some year-end planning can prevent you from wasting money...and help set you up for success next year.  Here are some year-end financial tasks to add to your to-do list....

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Tip Income Is Taxable and Must Be Reported

People who work in restaurants, salons, hotels and similar industries often receive tips for the customer service they provide. Tips can be taxable income, but it's important for people working in these areas to understand important details involving tips.   What are tips? Tips are...

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Traveling Soon? How to Protect Your Credit Cards and Your Plans

Traveling Soon? How to Protect Your Credit Cards and Your Plans

There is no doubt that having a credit card can make traveling easier. From reducing the need to carry cash to the inclusion of vital consumer protection, credit cards provide much more than convenience for travelers. Take a Snapshot of Your Recent Charges Chances are you will be...

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Three Tips To Have A Stress-Free Thanksgiving

Three Tips To Have A Stress-Free Thanksgiving

While many people look forward to Thanksgiving, there are others who dread the holiday. As a precursor to Christmas, Thanksgiving sets the tone for the holiday season and can often contribute significantly to the amount of stress people have to endure. But there are ways that you...

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5 Wise Ways to Cut Your Living Costs and Save More Money

5 Wise Ways to Cut Your Living Costs and Save More Money

Want to avoid the impact of inflation, reduce your living expenses, and keep your bank account healthy? Many people worldwide grapple with rising living costs -- but the right tips can save you a lot of money. Introducing these frugal strategies to your life can have a profoundly...

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5 Simple Steps to a Debt-Free Holiday Shopping Season

5 Simple Steps to a Debt-Free Holiday Shopping Season

The holiday shopping season is here, and many people will be spending more than they anticipated. While buying presents for family members and friends is certainly enjoyable, the holiday debt hangover is anything but. So how can you avoid the debt and still have fun this holiday...

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Easy Halloween Treats

Easy Halloween Treats

Lychee Eyeballs Purchase: one can of lychees in syrup, one pint of fresh blueberries, toothpicks Drain the lychee fruit into a colander, removing as much syrup as possible. Each lychee will have a natural opening on one end of the fruit. Locate that opening, then insert a small...

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