by Naveed Lodhi | Feb 27, 2020 | Personal Finance
Some people have a hard time managing their finances. They borrow too much, save too little and seem to be clueless about good money management. While everyone’s situation is different, familiarizing yourself with basic rules of thumb can help you make...
by Naveed Lodhi | Dec 30, 2019 | Personal Finance
Everyone likes to imagine what they’d do if they came into a lump sum of cash. Whether you receive $1,000 from a work bonus, tax refund or lotto scratch off, you need a plan for the money. Otherwise, there’s a good chance it will go to waste. Here are some smart...
by Naveed Lodhi | Nov 27, 2019 | Personal Finance
Using your debit card to make purchases is a great way to keep your budget intact. Since the funds come directly from your checking account, you can’t spend more than what’s available. However, that’s where the positives end. Here’s why you...
by Naveed Lodhi | Nov 27, 2019 | Personal Finance
We all know that money doesn’t grow on trees, but that doesn’t stop people from acting like it does. A recent survey found that Americans spend $483 a month on non-essentials. Developing better spending habits can make it easier to save and reach your financial...
by Naveed Lodhi | Nov 27, 2019 | Personal Finance
Online banking makes it convenient to manage your finances while you’re on the go. You can deposit checks, transfer funds, even apply for a loan without stepping foot in a branch. But is it safe? Yes, as long as you take the right security measures. For...
by Naveed Lodhi | Oct 30, 2019 | Personal Finance
Nearly half of all Americans don’t pay their bills on time. Setting up automatic payments can help you avoid late fees and service interruptions. The drawback is that if you don’t budget correctly, you may overdraft your account. For that reason, there are certain...